The Common Smartcard Solutions Association’s (CSSA) goal is to create and promote an industry standard for vendor neutral, smartcard-based closed-loop ePayment systems. The standard, open Cashfile (oCF), is a data structure that gives advanced cross-compatible electronic wallet capabilities to virtually any smartcard technology including MIFARE DESFire, MIFARE Classic, LEGIC advant and LEGIC prime. By extending oCF with the LEGIC neon standard for mobile credentialing, oCF-based ePayment systems used with smartcards are now compatible with all popular smartphones.
“As employee ID cards already run on mobile devices, it is only a logical consequence to also make the standardised oCF wallet available on smartphones,” said Sergio Blaser, Associate Member at CSSA.
“For corporations, this vastly simplifies processes for visitors, contractors and employees. For the user, mobile payment is convenient, secure and fast. The data is always protected by the most modern encryption technologies, for example LEGIC neon.”
The oCF standard combined with LEGIC neon gives designers of closed loop ePayment applications such as vending machines, restaurant and self-service POS terminals the ability to create solutions that are compatible with all popular smartcards and smartphones. Advanced features of the oCF wallet include not only credit balance and currency, but also card numbers, discounts, pricelists and user groups. This guarantees the offline capability of payment terminals.
Discounts allow the personalisation of price lists which can be adjusted on-the-fly, for example to give different prices for employees and visitors. Thanks to the online capability of the neon standard, open CashFiles can be upgraded centrally over-the-air via LEGIC Connect within seconds, for example to top-up the credit balance.
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